Unlock Your Financial Potential:
Our Services, Your Success
Welcome to Datapoint Financial Planning’s range of services, designed to guide you through every financial challenge and opportunity you’ll face. Whether you’re planning for retirement, managing investments, or seeking to optimize your financial strategy, our ‘Fee only’ hourly model ensures that you receive expert advice tailored specifically to your needs—without the complications of asset-based fees.
Retirement Planning
At Datapoint Financial Planning, we believe that a successful retirement starts with a well-thought-out plan. Let us help you plan for your version of retirement and financial freedom with personalized investment and savings strategies to ensure that your golden years are truly golden.
Tailored to your unique goals and circumstances, our expert advice aims to build a secure and fulfilling future, allowing you to retire on your own terms.
Equip yourself for the transition to retirement with our comprehensive checklist, designed to address crucial financial, healthcare, and lifestyle decisions. This roadmap provides actionable steps to help you achieve a smooth and secure retirement.
Navigate the complexities of taxation with personalized strategies aimed to minimize your liability and maximize your after-tax income. Our expertise ensures that you make the most of deductions, credits, and tax-advantaged investments.
Make your money last longer in retirement with our specialized withdrawal strategies that focus on tax efficiency. We help you sequence withdrawals from different accounts to minimize tax impacts, preserving your wealth for the long term.
Navigate the complexities of Social Security and Medicare with confidence. Our expert guidance helps you make informed choices on enrollment, benefit optimization, and coordination with other income sources, ensuring a financially secure healthcare future.
Steer through the unique challenges of retirement planning for self-employment or small business ownership. Our tailored advice helps you choose tax-efficient, growth-oriented retirement plans that align with your business goals and financial aspirations.
Investment & Financial Strategy
Whether you’re an experienced investor or new to the market, we provide personalized investment recommendations and comprehensive financial strategies to help you build wealth and achieve financial independence.
Receive tailored investment recommendations aligned with your financial goals and risk tolerance.
Secure your child’s academic future without jeopardizing your own financial well-being. We create customized savings strategies that maximize educational funds while preserving your overall financial health.
Break free from the cycle of debt with a structured repayment strategy. Our targeted approach prioritizes high-interest obligations, helping you regain financial control faster.
Maximize the spending power of your portfolio with specific strategies to reduce taxable income in retirement. We help you understand timing, tax implications, and diversification to fully leverage these complex assets.
Risk & Estate Planning
Leave a legacy and protect your family by addressing any gaps in your plan. We will review your existing coverage and estate plans and help you fill in those gaps before it’s too late.
Navigate financial uncertainties with confidence through our comprehensive risk assessment. We pinpoint vulnerabilities in your financial plan and offer targeted solutions to mitigate risks and fortify your financial future.
Evaluate your current coverage with our expert eye to identify gaps or redundancies. We help you optimize your insurance policies to match your current lifestyle and future contingencies.
Employer Benefits & Equity Compensation
Take control of your workplace benefits with specific guidance to help you choose the most cost-effective and tax-efficient options available from your employer. Don’t leave free money on the table!
Make the most of your workplace perks with our expert guidance. We analyze your employee benefits package to help you maximize retirement contributions, healthcare options, and other valuable resources.
Maximize the long-term value of your stock options, restricted stock units, employee stock purchase plan, and other forms of equity and incentive compensation with a specific strategy to help you achieve proper diversification and financial freedom.
Comprehensive List of Services
- Emergency fund/cash reserve needs
- How/when to pay off debt
- Employer benefits review
- Education planning and funding
- How much to save and which accounts to fund
- Retirement projections
- Home purchase/relocation scenario analysis
- Cash-flows from rental properties
- Charitable giving strategy
- Social Security and Medicare planning
- Pension election planning
- Retirement withdrawal strategy analysis and recommendations
- Timing of retirement
- Inherited retirement account guidance and planning
- Stock options/restricted stock strategies
- Deferred compensation strategies
- Self-employed / Small business retirement plan selection
- Job / career change evaluation
- Asset allocation and portfolio construction
- Portfolio review and rebalancing
- Tax location planning
- Rollovers, conversions, and account consolidation
- Tax-loss and gain harvesting in taxable accounts
- Wash sale rule explanations and guidance
- Specific advice for each investment account and across entire portfolio
- Rental Real Estate analysis
- Review of existing insurance policies
- Specific advice on types and amounts of life insurance
- General property and casualty liability, disability, and long-term care advice
- Tax projections
- Tax implications of financial decisions
- Strategies to reduce taxable income in retirement
- Basic estate planning and beneficiary designation advice
- Review of existing documents
Ready to Take Control of Your Financial Future? Book Your Free 45-Minute Consultation with David E. Barfield, CFP® Today!
Don’t miss out on personalized, expert advice tailored just for you. Secure your free 45-minute consultation and start making smarter financial decisions today.