Transparent Pricing for Unbiased Financial Guidance
At Datapoint Financial Planning, we believe that quality financial advice should be accessible to everyone—regardless of income, net worth, or portfolio size. That’s why we offer a simple, transparent ‘Fee-Only’ hourly pricing model.
services
$300
per hour
Quoted as a flat fee based on estimated hours to complete your project
Hourly Financial Planning
Expertise by the Hour, Value for a Lifetime. With Datapoint Financial Planning, you pay only for the advice you need, when you need it—ensuring that expert financial guidance is accessible to everyone.
Only Pay For the Time You Need
Your financial goals are unique, so why pay for a one-size-fits-all plan? With Datapoint Financial Planning, you're in control, paying only for the targeted advice that suits your individual needs.
No Asset Management Fees
Why should the cost of financial advice grow just because your portfolio does? At Datapoint Financial Planning, we've eliminated asset management fees to ensure that you keep more of your hard-earned money.
The price you pay for financial advice should not depend on income, net worth, or the size of your portfolio. Rather, the price should reflect the advisor’s expertise combined with the time spent on your project. The hourly model means you get the same level of service and expert financial advice, regardless of your net worth.
Did You Know?
Most fee-only firms charge asset management fees (better known in the industry as “AUM” fees, which is short for “Assets Under Management”). Furthermore, the AUM fee is almost always a percentage of your assets…meaning the more money they manage for you, the more you pay.
I cannot justify charging one client twice as much as another simply because the portfolio is twice the value.
Should you pay more simply because you’ve been good at building wealth? Certainly not!
Twice the portfolio DOES NOT EQUAL twice the work
In fact, net worth is a very poor indicator of the amount of work involved in developing your financial plan and investment strategy.
Hourly planning compensates the advisor ONLY for the time spent on your project rather than on the value of your assets.
Should you pay more simply because you’ve been good at building wealth?
Certainly not!
Should you be excluded from professional financial advice simply because you don’t yet have enough assets to be managed?
Again certainly not!
- This is based on the completion of several hundred hourly financial plans with varying degrees of complexity. There are exceptions, but the majority fall within that range.
- Limited scope engagements will typically fall below that range; however, a full financial plan is the most cost effective.
- It all depends on complexity. Here are some guidelines to help you gauge your level of complexity.
- Young family just starting out, saving only to the company retirement plans, with typical employer health and financial wellness benefits
- Usually 7 to 9 hours
- $2,100 to $2,700
- Pre-retiree Retirement readiness check
- Usually 8 to 15 hours
- $2,400 to $4,500
- Rental properties, stock options, RSUs, and other forms of equity compensation
- Usually 10 to 20 hours
- $3,000 to $6,000
- Self-employed / Business Owners
- Usually 15+ hours
- $4,500+
- Young family just starting out, saving only to the company retirement plans, with typical employer health and financial wellness benefits
- All estimates given here reflect a full financial review, specific recommendations around all applicable areas of financial planning and a full plan presentation.
- Once we have completed your plan, future reviews are typically only a fraction of the initial cost. And if you have a specific question or situation you need to discuss, you will only pay for the time you need. For example, if we meet for an hour to discuss your employer benefits during open enrollment, you simply pay for the hour. There are no hidden fees or commissions.
- This is based on the completion of several hundred hourly financial plans with varying degrees of complexity. There are exceptions, but the majority fall within that range.
- Limited scope engagements will typically fall below that range; however, a full financial plan is the most cost effective.
- It all depends on complexity. Here are some guidelines to help you gauge your level of complexity.
- Young family just starting out, saving only to the company retirement plans, with typical employer health and financial wellness benefits
- Usually 7 to 9 hours
- $2,100 to $2,700
- Pre-retiree Retirement readiness check
- Usually 8 to 15 hours
- $2,400 to $4,500
- Rental properties, stock options, RSUs, and other forms of equity compensation
- Usually 10 to 20 hours
- $3,000 to $6,000
- Self-employed / Business Owners
- Usually 15+ hours
- $4,500+
- Young family just starting out, saving only to the company retirement plans, with typical employer health and financial wellness benefits
- All estimates given here reflect a full financial review, specific recommendations around all applicable areas of financial planning and a full plan presentation.
- Once we have completed your plan, future reviews are typically only a fraction of the initial cost. And if you have a specific question or situation you need to discuss, you will only pay for the time you need. For example, if we meet for an hour to discuss your employer benefits during open enrollment, you simply pay for the hour. There are no hidden fees or commissions.